FHA Loans are Available!
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Select The Right Loan Program
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As a certified mortgage planning specialist (CMPS), and professional mortgage loan originator, Renato loves to strategize with his referral partners and clients to help them meet their goals.
He takes time to explain the lending process, products and terminology so his clients can easily understand it and takes time to listen to and understand the borrower, as to him this is the key to structuring the right loan for their situation.
Originally from Croatia and moved to the states at the age of 20, Renato Rodic is married and the proud father of two, huge Phoenix Suns fan and enjoys vacationing with his family.
About FHA Home Loans
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The FHA Loan Process
Here’s how our home loan process works:
✅ Complete our simple FHA Loan Qualifier
✅ Receive options based on your unique criteria and scenario
✅ Compare mortgage interest rates and terms
✅ Choose the offer that best fits your needs
Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan.
✅ Fixed-Rate Mortgage
✅ Adjustable-Rates Mortgage (ARM)
✅ 3.5% Down Payments
✅ Jumbo & Super Jumbo Loans
✅ Terms of 15, 20, and 30 years are available for the fixed-rate products